AVP, Relationship Manager at Olathe

Job Description

Manages a business banking loan portfolio by providing oversight and ensures sound credit decisions in accordance with the banks established policies and procedures. Also responsible for increasing the banks deposit base through various products, developing sound and profitable business relationships, credit assessment and exceeding customer needs and expectations while complying with regulatory requirements.

Job Requirements

Manages and services business banking relationships by interviewing applicants and obtaining pertinent financial data.

Evaluates pertinent financial information and determines whether a credit is an acceptable risk.

Approves loans within assigned lending authority, and company policies and procedures.

Recommends credits outside lending authority to the next level or presents to Loan Committee in accordance with established procedures.

Ongoing monitoring of existing loans for conformity to terms and conditions.

Develop and maintain comprehensive knowledge of all bank products including loans, cash management, trade service products and deposits to facilitate cross-selling and enhance the client experience.

Analyze financial statements and related information.

COMPENTENCIES

Must have demonstrated skills in credit underwriting, business development and portfolio management for mid-sized companies.

Minimum of 3-5 years of credit and/or lending ending experience preferred.

Must have excellent communication, presentation and tactful interpersonal skills.

Superb people skills to work within a team environment and successfully develop and retain client relationships.

Proven ability to cross-sell other banking products, including loans, deposits and treasury management.

Self motivated to work independently and take ownership.

Effective time management and organizational skills are required.

Must be attentive to detail and accurate when analyzing financial statements and presenting a credit package for formal approval.

This position requires the use of sound business discretion, good judgment, and excellent problem solving skills.

Basic knowledge of personal computer hardware and software skills including MS Word and Excel.

Strong working knowledge of regulations, compliance standards, market trends and products relating to the banking industry.

Superior analytical and decision making skills based on a thoughtful assessment of risk.

Country: USA, State: Kansas, City: Olathe, Company: Enterprise Bank.